General Disclaimer

General Disclaimer:

This “Expert Advice” blog area (“Advice Area”) of is designed to help users find and understand general information on certain subject matters (“Subjects”). This Advice Area contains the advice and comments of individuals who are trained in the specified Subjects (“Experts”) and is designed to provide useful advice in regard to such Subjects. The Expert guarantees neither the accuracy nor completeness of his/her advice. The advice and comments of any Expert do not constitute the advice or comment, nor do they necessarily reflect the views, of This Advice Area is not intended to provide a basis for action in particular circumstances without consideration by a competent professional. If professional advice or other expert assistance is required, the services of a competent professional person should be sought. and the Experts expressly disclaim any and all responsibility for any liability, loss, or risk, personal or otherwise, which may be or is incurred as a consequence––directly or indirectly––of the use and application of any advice or comment by any Expert. If you submit your question for a response, you understand and agree that your question and the Expert’s answer may be posted on this website, though names and other obvious identifiers will be removed. Please note that this Advice Area, like all areas of, is subject to the Terms of Use. Accordingly, please be sure to review the Terms of Use.